banking made simple

Banking is a really simple business or at least it was when I learned how to be a commercial banker and lender. It still can be a simple business, even today with the financial mess.

Tuesday, September 15, 2009

What were they thinking? Post Script

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What were they thinking? Post Script The Los Angeles Times reported this morning that Wells Fargo Bank had terminated Cheronda Guyton yester...
Monday, September 14, 2009

Consequences of a bank failure

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Consequences of a bank failure I noted last week that credit unions generally have local senior management and decision makers and that this...

What were they thinking?

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What were they thinking? Last week, the Los Angeles Times , my local newspaper, reported that a Wells Fargo bank senior vice president had s...

Worse than I thought

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Worse than I thought I mentioned last week that I thought FDIC deposit insurance premiums would have to go up in the future to cover all of ...
Friday, September 11, 2009

416 and Rising

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416 and Rising The Federal Deposit Insurance Corporation recently released the aggregate number of troubled banks. The new total is 416, the...

Where would I bank?

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Where would I bank if I were a small business owner? If I were a small business owner, I would certainly consider my local community bank bu...
Saturday, August 29, 2009

Too Big to Fail Made Easy

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Too Big to Fail Made Easy The best and simplest explanation of the concept of a bank or savings and loan being too big to fail that I have f...
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Chuck Reinhardt
Lifelong commercial banker who works to enjoy life at the beach at the end of the day who hopes this blog will make banking easy to understand.
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